Welcome to Care Mortgages
Let's be honest. For most people, getting a home loan can be very stressful. It is one of the biggest decisions you will make in your life. We have a loud and clear message for you. Our message, like our website, is very simple. We're here to carry the burden of stress for you. We're here to help you understand things as easily and simply as possible. In other words, we're here to help you achieve your goals and greater success!
Here's what we do at Care Mortgages. We find you the most suitable low-cost home loan for you, and also provide you with our system of tried and proven loan structuring and life long advisory support, which is guaranteed to save you money AND slash years off your loan, without you having to tighten your belt!
To help you understand a little bit about the Banks and the Finance Industry, below are some questions we are often asked, and also some things the MSM (main stream media) don't tell you.
Q. Why should you use a Mortgage Broker, instead of going direct to a Bank?
A. 1. A bank can only offer you their own limited loans and products.
2. Your Mortgage Broker has access to hundreds of loans and products.
3. The Banks all want the business the Mortgage Brokers can give them.
4. Therefore, your Mortgage Broker is like a co-op.
5. You have more "pulling" power than most individuals when using a Mortgage Broker
6. Sometimes, your Mortgage Broker can do a better deal for you, using your own bank, than you can.
Q. Why can a Mortgage Broker get a better deal for me, with my bank, than I can?
A. 1. Because your Mortgage Broker writes a lot of business for the Banks, and they all want the Mortgage Broker's business. So even if you are a customer of a particular bank, sometimes (not all the time), we can get a better deal for you, from your own bank.
Q. I have been with my bank for a long time. Why should I go anywhere else?
A. 1. It never hurts to shop around and get ideas from other banks and lenders. That's where your Mortgage Broker comes in. We do the shopping for you, and present you with a comprehensive overview of what other banks and lenders are offering you.
2. We always discuss your long term goals, and provide you with our system of tried and proven loan structuring and life long advisory support, which is guaranteed to save you in the future from extra bank fees, Government fees, mortgage insurance fee and interest.
Q. It's it all so confusing. How will a Mortgage Broker help me?
A. 1. Making things sound confusing, can intimidate people, and make them throw their hands up in the air, and say "you deal with it". That does not always ensure that you are getting the best deal. Well, it's an old trick, but it works. (Before I knew anything about computers, a guy once charged me almost $700 to do a back-up! He even took my machine away, explaining it was far too difficult to do in the office).
2. Unlike most banks, who can only promote their own home loans and products, your Mortgage Broker will explain in simple and easy to understand language, what your options are with many Banks and Lenders. And believe us, most of the time you have more options than you know.
Nothing is confusing, when you know how it works.
Q. Do you want to: ?
1. Buy your own FIRST home?
2. Buy your own DREAM home?
3. BUILD your own dream home?
4. Buy an investment property?
5. Increase on your existing home loan?
6. Buy a new car, swimming pool, go on a holiday? (All of these we hear you say)
7. Use your home loan to help your family?
8. Use your home loan to buy a business?
9. Understand how to make your home loan work for you?
These are just some of the many ways we have helped previous clients achive their goals. To read some of our articles, please go to our Facebook page.
