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Background
Most banks and lenders will offer you a “good deal” or a “low rate” on a home loan…but this could leave you worse off overall. Also,  most will not help you plan for a long term strategy to avoid coming back for other loans, where of course you have to pay more fees.
With almost 30 years in the mortgage broking business, we are passionate about helping you understand the many options you have with your finances. 
Unfortunately, most people today spend more time, planning a night out, a birthday party or a holiday, than their financial future.
Here, at Care Mortgages, we want to show you how to have it all.
Care Mortgages Illawarra, Wollongong, South Coast, The Highlands, Campbelltown, Liverpool, Sutherland and BeyondMaking home loans simple and affordable
Xenia Pericich Director Care Mortgages
About: Xenia Pericich – Director​Being the first franchise owner in Australia, for a large mortgage broking franchise, was a challenge. However, with a passion and determination for finding the most suitable home loan for my clients, I was able to build one the most successful franchises for my group.
I love being a mortgage broker and really helping people understand how to structure their home loans in a way that we can provide you with competitive choices and may slash years off your home loan. And believe me, it is simple when you know how.
Having lived in the Illawarra for almost 30 years, I have seen a lot of changes here, and also in the mortgage broking business. That is why I have now aligned myself with the leading financial aggregator, Connective Credit Services Pty. 1. Licensing statement: Credit Representative (412031) is authorised under Australian Credit Licence 389328. 2. Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. “Subject to lenders terms and conditions, fees and charges and eligibility criteria apply”.
  • Through my years of experience of mortgage broking and property development, and as a business owner, I am well placed to assist you in your
  • decision making. In particular:

  • First Home Owners - it's the best thing you will ever do
  • Refinance - If you already have a good home loan, I will tell you so
  • Investors/Developers - Having done this for myself, I have "hands on" experience
  • Helping your children enter the property market - I have done this and it is the best thing I have ever done
  • Over the years I have assisted well over a thousand families to achieve their goals of owning a home, and/or an investment property and to live a comfortable lifestyle.

  • I hold the following finance qualifications and accreditations:

  • Diploma of Financial Services
  • Certificate IV in Financial Services
  • Fully accredited member of the Finance Brokers Association of Australia Limited
  • Member of the trusted aggregation group, Connective Credit Services Pty. Limited.Credit Representative Number is 412031
  • Member of Australian Financial Complaints Authority (AFCA)
  • Professional Indemnity Insurance against any claims up to $10,000,000​

  • About: Care Mortgages

  • Care Mortgages is the trading name for Divusu Pty Ltd., ABN 62 003 820 344, which was established in 1989.
  • Care Mortgages EDR AFCA Member 62824
  • ​If you would like any more information, or if you have any questions about your situation, and what options are available to you, don't hesitate to contact me on 1300 10 2000. Have a great day!
  • Kind Regards,
  • Xenia Pericich J.P.
CONTACT US
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